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First Time Home Buyer, Do You Know Where To Begin?

first-time-home-buyer-solutions RSS Hello first time home buyer, I'm
glad you came by for a visit. If you came to this website looking for
loads of information on home loans, grants and zero down payment
programs, you landed at the right place. Or, perhaps you're looking for
a good mortgage calculator to figure a payment.

Allow me to introduce myself. My name is Jeff Ragan. That's my ugly mug
shot to the right. Ugh.... I hate wearing a tie!

The reason I built this website is 2-fold. First and foremost, you need
reliable and accurate information.

Second, I want to help you understand the mortgage process so you can
have a pleasant experience as a new home buyer.

My First Time Home Buyer Personal Experience

I bought my first home in 1978. It was a HUD foreclosure home. Man was
I excited. You know the feeling, because you're looking right now. As a
new home buyer, I was scared. I had questions like:

* How can I be sure that I can afford this home?
* What's my credit score?
* What's a first time home buyer loan? How does it work?
* Who can I turn to for reliable help?

I was just 23 years old, newly married, we had a brand new baby girl. I
had a good job, but I was in debt up to my eyeballs, which is why the
concern about affording the home. One thing I remember is that I knew I
wanted to buy a house.

At least I understood that renting was a total waste of money. Why
should I be paying the landlord's mortgage payment anyway? I might as
well be making my own house payment!

So, even though afraid of the unknown, I moved forward. My experience
was a good one. The person who was selling the house was a builder who
had bought it from a bank.

He took me through the house (which was all boarded up) with a
flashlight. There was no power, no heat, broken windows, holes in the
wall. He had prepared me for what I was about to see. The house was
trashed.

I know it was a good thing my wife was not with me. It likely would
have turned her stomach. But at least I had some vision. The seller
told me he would paint everything, fix the walls and windows, replace
the carpet and it would be just like a new home. So I ....

Sorry, I guess I'm just rambling down memory lane and I just brought
you, the first time home buyer with me.

Want to learn more? Keep reading and watch this video.

youtube/embed/iNzyh5CTJt0

Let me explain further - why the website?

Now I help other people just like you learn about the ins & outs of
buying that first home. It's very rewarding!

I've heard horror stories of other home buyers who had bad experiences.

It seems that there are loan officers out there just looking to make a
fast buck. They don't care about you. You're just a paycheck to them.
This website represents many hours of banging away on the ole keyboard
just so that you can have all the information you need. I want your
experience to be a good one. I care!

I want to help save you time, money and mistakes. If you, as the home
buyer get into a bad loan, it can cost you thousands of dollars. I
don't want you to waste any time or money.

I'm certain you're looking for info on:

1) Best mortgage for first time buyer
2) First time home buyer grants
3) Zero money down loans
4) Understanding your credit report
5) How much home you can afford
6) And much more!

So stick around, bookmark this page now. Then begin your education on
first time home buyer loans. If you look deep enough, you'll even find
some great resources for services or information that I personally
recommend. I've helped many first time home buyers realize their
dreams.

Of course you can request my FREE 14 pg guide "10 Critical Steps for
First Time Home Buyers" ($19.95 value) or perhaps even get a FREE
credit report.

If you have questions, visit my Have a Question page to pick my brain.
Now, let's get started.

First Time Home Buyer Blog
As a First Time Home Buyer, you need to keep up with the ever changing
mortgage market. This Blog can help first time home buyers stay in the
know!
Apply Online for Mortgage Loan - Your Fast Online Mortgage Source
Find fastest way to apply online for mortgage loan today! This cool
resource can save you money by comparing rates with several lenders.
Have a Question on Buying a Home?
Have a question on buying a home, credit problems, a loan, or mortgage?
Find the best first time home buyer questions and answers here.
New Home Buyer - Buying a New House
Every new home buyer wants to be sure to get the right type of
financing. Discover some cool info that all new home buyers should know
when buying a new house and deciding on a loan.
Best Real Estate Agents Directory
Find the best real estate agents in your area that work well with first
time home buyers. This amazing searchable database is here for you to
locate that real estate agent who understands your.....
First Time Home Buyer Credit and Your Mortgage
Your first time home buyer credit is very important! Discover how it
affects what interest rate you pay on your mortgage. Find the best
information on how credit and your first loan fit together.
First Time Home Buyers, Understand the Home Buying Process - Free
Details
What do first time home buyers need to know to start the home buying
and mortgage process. Find the most information to help you get
started.
Good Faith Estimate Explained - Closing Costs On GFE
Want the new Good Faith Estimate explained to you in a simple and
understandable way? Free video reveals how to understand the new 2010
RESPA guidelines and avoid unnecessary costs.
Mortgage Closing Cost - Home Closing Costs
Mortgage closing cost can become very confusing. With many claiming no
closing cost mortgage you need to know the truth. Understand exactly
what closing costs include and more. Avoid the scams.
Mortgage Calculators for First Time Home Buyers
Mortgage Calculators can help you when deciding on how much home you
can afford. Discover the coolest group of home mortgage calculators to
help you make various informed decisions.
Appraisal Basics for House Appraisals
Real estate appraisal can help you, the first time home buyer, know how
value is determined on your property. Discover the coolest info on how
this affects your loan.
Home Buyers Handbook - Complete Guide
Looking for a good Home Buyers Handbook? This page describes what you
can learn while locating a complete guide to help you in the home
buying process. A good first time home buyer guide is hard.....
First Time Home Buyers Guide FREE reveals in 10 easy steps the mortgage
process.
Your FREE copy of the First Time Home Buyers Guide details the mortgage
process in 10 easy steps. This is a must read for all looking for the
best home buyer guides. A first home buyers guide to help.
First Time Home Buyer Guides | Home Buying | Mortgage
Coolest explanation of first time home buyer guides. Find a first time
home buyers guide to teach you how to buy that first home. The best
explanation of home buying guides for the home loan process.
First Time Home Buyer Grants, Programs For Buying a Home
Use first time home buyer grants. Imagine getting grants for buying a
home. Identify free information, zero in on down payment money for a
mortgage. Find coolest home buyer grants in your community.
First Time Home Buyer Grants State Lists For Home Buying
Looking for first time home buyer grants state lists? Find the coolest
list of agencies by state helping you locate home down payment help for
that first mortgage.
Assistance for First Time Home Buyers - Down Payment Assistance
Programs
Pinpoint Here Assistance for First Time Home Buyers. Win Big With Down
Payment Assistance Programs.
First Time Home Buyer Programs Abound, Which Loan Types are Best?
Locate the best first time home buyer programs. Home buying is a big
decision so we want to learn all we can about home mortgages before
selecting our first time home loan.
First Time Home Buyer Loans for New Home
Discover the best first time home buyer loans out there. Everyone at
some time in their life investigates buying a house. Learn about the
various mortgages for first time home buyers.
First Time Home Buyer Mortgages for that First Time Mortgage
Do you want to know how to find the best first time home buyer
mortgages? Well you come to the right place because I want to share
with you 3 different kinds of cool new home mortgages to use.
Best FHA Home Loans - Mortgage Loans Found Here
The best FHA home loans. Use information on this page to zero in on
government home loans. Discover the coolest information on a fha home
loan for the first time home buyer.
VA Home Loan For You
Are you looking for a VA home loan that fits your needs? You have come
to the right place. Discover the best VA home loans and requirements. A
wealth of information on VA loans for that VA mortgage.
Zero Down Home Loans, First Time Home Loans With No Money Down Are Hard
To Find
Real zero down home loans are hard to find. Discover first time home
loans with true no money down saving you money. These are very cool
first time home buyer loans.
Help With Mortgage Questions - Free Mortgage Advice
Are you looking for home mortgage help? Discover some cool help with
mortgage questions and answers here!
Find FHA Loan Information and Financing Q&A
Are you looking for FHA loan information? Would you like to ask an
expert some FHA financing questions? Look here for the most FHA
mortgage information with a cool Q&A section.
Online VA Home Loan Questions - VA Loan Information
Here's a cool online VA home loan FAQ! Find answers to your VA
questions here.
Credit Report Questions and Questions About Your Credit Score
Do you have credit report questions? Perhaps you are looking for a free
credit repair help forum. Find a cool credit question and answer forum
on this page.
Bankruptcy Question and How It Affects Mortgage Application
Do you have a bankruptcy question and how if affects the mortgage
process? Find a cool place to ask and find answers to bankruptcy
questions in relation to obtaining a mortgage.
Your Home Buying Experience
Tell your home buying experience and help others. You can share your
story, as a first time home buyer, no matter if it is good or bad. Tell
about the search for that perfect home or your mortgage.
Credit Repair for Beginners
Credit Repair does not have to be so difficult. Follow these cool
simple steps on how to do credit cleanup yourself for free. Learn about
credit reports and whats my credit score too!
Free Credit Scores and Watch Your Credit Report
A credit report can tell you many things. Find out for yourself what
the credit bureaus say and get your free credit scores? Save time,
money and mistakes by understanding this important report.
Credit repair tips, look here for free information.
Find the coolest credit repair tips on this page. Discover how to do a
credit report dispute so you can accomplish credit report repair. Look
here for your credit report help.
Credit Repair Letters, Do They Work? How Can You Find Them?
Credit repair letters have to be properly drafted. See our coolest
tried and tested letters you can use to repair credit. This helps us to
improve our mortgage credit score.
Bankruptcy Basics
The Bankruptcy process stops many people from trying to get a home
loan. A mortgage is not impossible! Find the best information and how
to buy a home when you have filed.
First Time Home Buyer Resources
For other first time home buyer resources related to mortgages and real
estate, visit this page. You will also find international mortgage
resources and well as other resources to help you.
Mortgage Library for First Time Home Buyers
In our mortgage library you'll find hundreds of pages about mortgages,
credit and much more.
The Mortgage Doctor newsletter is a FREE monthly newsletter.
This FREE newsletter called The Mortgage Doctor keeps you abreast of
the changes in Home Loan Programs. This is a double opt-in list and
includes a FREE bonus for signing up.
Free Real Estate Directory
This free real estate directory is open to those who specialize in
working with first time home buyers. Real estate agents who want a web
page here on our highly trafficed site will love this!
Get Your FREE Blog Widgets Now For FREE Content
This page offers FREE Blog Widgets for Professionals. Ad this to your
website for FREE content.
First Time Home Buyers Help
First time home buyers help on this page. You can access an expert in
the field by using the contact form.
Privacy Policy For First Time Home Buyer Solutions
"We respect your right to privacy! Details of our privacy policy are
here!"
FTC Disclosure
Read the fine print that the FTC wants you to know.
About Us
Want to know about us? Read this page to find out how we are on a
mission to help first time home buyers.
First Time Home Buyer Site Map
This is a site may for the website First Time Home Buyer Solutions.
This way you can see every page on the site.
SBI has changed my life, it can help you too!
This is a personal letter from me, Jeff Ragan the owner of this
website. I wanted to share my story with you so you can understand why
I put this website up and how it has changed my life for.....
Steps To Buying A Home - Discover Here How To Buy A House
Want to know the steps to buying a home? This cool page reveals FREE
Videos and Reports for the home buying process.

Would You Like Your Own Website?
Click Here for FREE Details.
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First Time Home Buyer Credit Scores

Understanding how credit scores work is the beginning of the mortgage
process. Know your credit scores before you apply for a mortgage. Many
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